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As the saying goes, “Hope springs eternal” (or something like that).  Suffice to say, as we usher in a new year, there is certainly a degree of optimism and hope that we carry with us.  We have our New Year resolutions and a resolute desire on how we are going to approach the upcoming months.  [...]

A natural disaster is something that no one in their lifetime wants to experience. These disasters are extremely crushing, to those who are both affected directly, and even indirectly. You have probably seen coverage in the newspapers and on the television, showing media reports of these devastating times. One I remember like it was yesterday [...]